Wave Wave
Wave is an integrated accounting and invoicing platform tailored for solopreneurs, freelancers, and very small businesses. It combines double-entry bookkeeping with tools for tracking income, expenses, and professional invoicing.
As of June 2026, Wave moved several foundational features—including automatic bank feeds, receipt scanning, and collaborator access—behind the Pro paywall. Users have also reported increased restrictions on free CSV transaction exports.
As of
- Unlimited invoicing and estimates
- Double-entry bookkeeping framework
- Automated bank synchronization and categorization (Pro)
- OCR receipt scanning and expense tracking
- Integrated payment processing for credit cards and ACH
Freelancers, solopreneurs, and micro-businesses (under 10 employees) with simple service-based invoicing needs who prioritize a low-cost or free entry point.
Product-based businesses requiring inventory management, businesses with complex payroll needs, or companies needing time tracking and granular project-based accounting.
Offers a free Starter plan for core bookkeeping and invoicing. The Pro plan costs $19/month (or $190/year) and adds automated bank feeds, receipt scanning, and unlimited collaborator access. Additional fees apply for payment processing (2.9% + $0.60 per transaction) and payroll services.
Wave remains a highly capable, user-friendly accounting tool for basic needs, but its shift toward a more aggressive paywall model means it is no longer the fully unrestricted free platform it once was.
Is Wave free?
Wave is Freemium. Offers a free Starter plan for core bookkeeping and invoicing. The Pro plan costs $19/month (or $190/year) and adds automated bank feeds, receipt scanning, and unlimited collaborator access. Additional fees apply for payment processing (2.9% + $0.60 per transaction) and payroll services. Check the official site for current plans.
What is Wave best for?
Freelancers, solopreneurs, and micro-businesses (under 10 employees) with simple service-based invoicing needs who prioritize a low-cost or free entry point.
Who makes Wave?
Wave is developed by Wave Financial (an H&R Block company). It is listed in the AI-Native Terminals category on ai.dosa.dev.
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